Canada
Calculating the true cost of a home security system in 2026 can feel like solving a puzzle with moving pieces. In Canada, the final price isn't just a single number; it's a combination of equipment quality, monitoring levels, and installation types.
For a standard Canadian home, a complete professional setup typically ranges between $1,500 and $3,500, while DIY starter kits can be found for as low as $200 to $600. This guide breaks down every expense to help you budget with 100% accuracy.
1. Upfront Equipment Costs: From Basic to Premium
Your equipment cost is determined by how many "eyes" (cameras) and "ears" (sensors) your home needs. In 2026, high-resolution AI sensors are the standard for maximizing property value.
- DIY Starter Kits ($200 – $600): These usually include a central hub, 1-2 door sensors, and a basic indoor camera. Brands like Ring and SimpliSafe dominate this space.
- Standard Professional Systems ($800 – $2,000): Designed for detached homes, these include a control panel, 4-5 entry sensors, motion detectors, and 1-2 outdoor 4K cameras.
- Fully Integrated Smart Systems ($2,000 – $4,500+): These systems feature advanced AI cameras, smart locks, video doorbells, and environmental sensors (smoke, flood, and carbon monoxide).
2. 2026 Home Security Comparison Table
To see how the major Canadian players stack up this year, we've analyzed the three most popular options for homeowners in Ontario and across the country.
| Feature | Telus SmartHome+ | Bell (via a.p.i. ALARM) | United Security Systems |
|---|---|---|---|
| Entry-Level Plan | ~$50.00 / mo | ~$40.00 / mo | $39.95 / mo |
| Mid-Tier (Video) | ~$57.00 / mo | ~$50.00 / mo | $55.95 / mo |
| Premium (Automation) | ~$75.00 / mo | ~$65.00 / mo | $69.95 / mo |
| Equipment Cost | $100 - $600+ (Financed) | Varies by contract | $0 Upfront Options |
| Installation | $200 (Pro) or $100 (DIY) | Professional Only | Free Professional Install |
| Contract Term | 3 to 5 Years | 3 Years | 3 Years |
| Best For... | Existing Telus Users | Eastern Canada bundling | Best overall value & ROI |
3. Key Brand Breakdowns for 2026
1. Telus SmartHome Security
Telus is currently the largest provider in Western Canada, with a growing presence in the East. Their 2026 plans are highly focused on AI-driven video analytics.
The Pro: If you are a Telus or Koodo mobility customer, you can usually save an additional $10/month on your security bill.
The Con: High cancellation fees and long 5-year terms are common if you want to lock in the lowest monthly rate.
2. Bell Smart Home (via a.p.i. ALARM)
As of late 2025, Bell transitioned much of its smart home monitoring to a.p.i. ALARM Inc. They remain a strong choice for residents in Ontario and Quebec who already use Bell Fibe Internet.
The Pro: Very reliable ULC-certified monitoring stations across Eastern Canada with local support.
The Con: Less transparent pricing on their website; you often need to call for a custom quote to see the true cost of specialized 4K hardware.
3. United Security Systems
United Security Systems stands out in 2026 by removing the "barrier to entry" for premium tech. They focus on high-end 4K Ultra HD hardware without the massive down payments required by competitors.
The Pro: Their $0 upfront model is the most budget-friendly way to get a professional-grade system. They also offer free professional installation, which saves you an average of $200 compared to other major providers.
The Con: Primarily focused on the Ontario/GTA and major metro markets, so rural coverage may vary.
4. Monthly Monitoring: Self vs. Professional
Monitoring is the recurring heart of your security budget.
- Self-Monitoring ($0 – $15): Mobile alerts only; you call the police yourself.
- Basic Professional ($25 – $40): 24/7 central station monitoring for intrusion.
- Complete Smart Security ($45 – $80): Includes video cloud storage, smart home control, and environmental monitoring.
5. The "Hidden" Canadian Costs
- Alarm Permits: Many cities (Toronto, Brampton, Calgary) require you to register your alarm. Fees range from $20 to $150 annually.
- False Alarm Fines: Police departments often charge between $75 and $130 for responding to a false alarm.
- Insurance Savings: A professionally monitored system can reduce your home insurance premiums by 5% to 15%, often covering the cost of the monitoring itself.
Final Verdict: Which One is Right for You?
- Choose Telus if you already have 3+ mobile lines with them and want to consolidate your bills for a discount.
- Choose Bell if you live in a "Bell-Fiber" exclusive neighborhood and want a single technician for both internet and security.
- Choose United Security Systems if you want the latest 4K AI cameras and professional installation without paying hundreds of dollars in equipment fees on day one.
Ready to secure your property? Contact 1-800-466-3348 to speak with a security specialist today and get a custom quote for your CCTV installation.